Legal Protection of Creditors in Non-Collected Debtors Without Collateral in Koperasi Cahaya Abadi, Kediri District

Authors

  • Sofyetin Atiana Universitas Pawyatan Daha

DOI:

https://doi.org/10.25273/ay.v3i2.17528

Keywords:

Legal Protection, Bad Credit, Unsecured, Cooperative

Abstract

This study aims to explain the legal protection for creditors in bad loans Debtors without collateral in the Koperasi Cahaya Abadi, Kediri Regency and settlement of bad credit debtors without collateral in the Koperasi Cahaya Abadi, Kediri Regency. The empirical juridical research method is also called research examining law as a pattern of behavior shown in the application of legal regulations. The empirical juridical approach is carried out by collecting primary data information obtained directly in the field aimed at applying the law and/or resolving bad loans related to bad loans from debtors who have no collateral. Whereas in legally protecting creditors for bad credit from unsecured debtors, it is necessary to have preventive and repressive legal protection measures / get customers / debtors. Meanwhile, reflective legal protection for debtors without collateral, the steps taken by the Cahaya Abadi Cooperative are Rescheduling, Reconditioning Restructuring, and Execution

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References

Daryanto, 1997, Kamus Bahasa Indonesia Lengkap, Apollo, Surabaya

Hermansyah. (2003). Hukum Perbankan Indonesia. PT. Raja Grafindo Persada, Jakarta.

Johannes Ibrahim, 2004, Cross Default & Cross Collateral dalam Upaya Penyelesaian Kredit Bermasalah, PT Refika Aditama, Bandung

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Journals :

Anak Agung Intan Wulan Sari, 2018, “Pelaksanaan Perjanjian Kredit Jaminan Perorangan Terkait Debitur Wanprestasi Pada Bank Perkreditan Rakyatâ€, Kertha Semaya Vol.6, No. 5, https://ojs.unud.ac.id/index.php/kerthasemaya/article/view/4358 0 , Diakses 13 juni 2019, Pukul 18.26 WITA

Sari, N. L. A. S. H., Indrawati, A. A. S., & Putrawan, S. (2019). Penyelesaian Kredit Macet Pada Koperasi Simpan Pinjam Karya Artha Sedana dan KSP. Wirartha Utama dikota Denpasar Selatan. Kertha Semaya, 7(8), 1–17.

Regulation :

Law Number 25 of 1992 concerning Cooperatives

Law Number 10 of 1998 concerning Banking.

Government Regulation Number 7 of 2021 concerning Ease, Protection, and Empowerment of Cooperatives and Micro, Small, and Medium Enterprises

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Published

2023-08-20

Issue

Vol. 3 No. 2 (2023)

Section

Articles

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